Ann Arbor Real Estate Missy Caulk's Posterous Blog http://media.missycaulk.com ...real estate, and fun around Ann Arbor posterous.com Sat, 28 Jan 2012 16:19:00 -0800 One Policy, One Google Experience http://media.missycaulk.com/one-policy-one-google-experience http://media.missycaulk.com/one-policy-one-google-experience
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Sat, 28 Jan 2012 12:37:47 -0800 Seth's Blog : The honest broker http://media.missycaulk.com/seths-blog-the-honest-broker http://media.missycaulk.com/seths-blog-the-honest-broker

The honest broker

It really is a choice, one or the other.

Either you happily recommend the best option for your customer, or you give preference to your own items first.

Either you believe in what you sell, or you don't.

Either you treat your best partners better, or you treat everyone the same.

Either you shade the truth when it's painful to do otherwise, or you consistently share what's important.

Either you always keep your promises or you don't.

Either you give me the best price the first time, or you make me jump through hoops to get there.

Earning the position of the honest broker is time-consuming and expensive. Losing it takes just a moment.

 
 
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Mon, 23 Jan 2012 04:27:24 -0800 Quotemeal: "When you are in the final ..." http://media.missycaulk.com/quotemeal-when-you-are-in-the-final http://media.missycaulk.com/quotemeal-when-you-are-in-the-final > When you are in the final days of your life, what will you want?
> .. Will you hug that college degree in the walnut frame? Will
> you ask to be carried to the garage so you can sit in your car?
> Will you find comfort in rereading your financial statement? Of
> course not. What will matter then will be people. If
> relationships will matter most then, shouldn't they matter most
> now?
>> -- Max Lucado
>>

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Sat, 14 Jan 2012 11:55:00 -0800 Believe in Tim Tebow. Follow Tim Tebow. | Socialnomics http://media.missycaulk.com/believe-in-tim-tebow-follow-tim-tebow-socialn http://media.missycaulk.com/believe-in-tim-tebow-follow-tim-tebow-socialn
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"Here you are, about to play a game that the world says is the most important thing in the world. Win and they praise you. Lose and they crush you. And here I have a chance to talk to the coolest, most courageous people. It puts it all into perspective. The game doesn’t really matter. I mean, I’ll give 100 percent of my heart to win it, but in the end, the thing I most want to do is not win championships or make a lot of money, it’s to invest in people’s lives, to make a difference.”

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Wed, 11 Jan 2012 17:39:52 -0800 What an ocean of glory is here! http://media.missycaulk.com/what-an-ocean-of-glory-is-here http://media.missycaulk.com/what-an-ocean-of-glory-is-here


What an ocean of glory is here!

(James Smith, "The Believer's Companion in Seasons of Affliction and Trouble" 1842)

"Now if we are children, then we are heirs--heirs of God and co-heirs with Christ, if indeed we share in His sufferings in order that we may also share in His glory!" Romans 8:17

The spiritual mind is like a bird locked up in a cage, while burdened with a body of sin and death. We cannot do the things that we desire--so we long, pant, and pray for liberty.

Liberty, glorious liberty is before us!

Perfect and entire freedom from all sin--and temptation to sin!

Every corruption will be slain, and completely rooted out of body and soul!

No dark clouds of ignorance will any more hover over the understanding.

No sinful or selfish principles will any more influence the will.

No corroding guilt will again obtain a place in the conscience.

No unworthy objects will be presented, or have power to captivate any of the affections.

No profane or forbidden subjects will any more be found in the memory.

Reason will be correctly informed. "Now we know in part, and prophesy in part--but then shall we know even as also we are known."

Holiness will enter into the very nature of body and soul!

We shall be separated completely and forever, from everything that is painful, defiling, or injurious--and united closely and forever to all that is holy, happy, and beneficial.

Tried believer! What an ocean of glory is here! Adam's paradise was nothing compared to this!

All things are yours!

God is yours!

Heaven is yours!

The glory of Jesus is yours!

Your end will be glorious--though your present situation is painful and distressing. You will soon be delivered . . .
  from every fear,
  from every foe,
  from every impediment, and
  from evil in every shape and form!

"No eye has seen,
 no ear has heard, and
 no mind has imagined--
 what God has prepared for those who love Him!"
    1 Corinthians 2:9

   ~  ~  ~  ~  ~

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Fri, 06 Jan 2012 07:14:23 -0800 How to Make an Epic Facebook Timeline Cover Photo http://media.missycaulk.com/how-to-make-an-epic-facebook-timeline-cover-p http://media.missycaulk.com/how-to-make-an-epic-facebook-timeline-cover-p

You know someone who isn't getting Photojojo. Pass it on!
PHOTOJOJO

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Wed, 14 Dec 2011 12:42:00 -0800 Truthworks » A Christ Christmas http://media.missycaulk.com/truthworks-a-christ-christmas http://media.missycaulk.com/truthworks-a-christ-christmas

“He was in the world, and the world was made by Him, and the world knew Him not.” (John 1:10).

babe in the mangerWhile performing at the Kraft Music Hall in 1941, Bing Crosby sang “White Christmas”, a song by Irvin Berlin, and unexpectedly produced the best selling single of all time. There is scarcely anyone today who is not familiar with the old-fashioned melody, for it surfaces each year with the same nostalgic force it unleashed that first December all those years ago.

But things are notably different in our world today. Especially when it comes to Christmas; and specifically when it comes to Christ. The political/social climate of our world is increasingly hostile to anything Christian, and much is being done to exclude Christ from all public forums.

Once again we see the truth of John’s ancient words, “He was in the world, and the world was made by Him, and the world knew Him not” (John 1:10). John does go on to tell us that, even though the world does not accept Jesus, there are those who do. And God gives them “the power to become childern of God” (john 1:12).

So, here’s a gift from me to you. A Christmas prayer, really. I wrote this to express not only what’s in my heart, but also in the hearts of millions throughout our world today.

Take the old tune “White Christmas” and sing the following words as an expression of your faith and hope during these Holy Days. And may this rise as a prayer to Heaven, which moves God to act on our behalf and answer it even while the words are on our lips!

I’m praying for a Christ Christmas
Just like the ones we used to know.
With the Babe in the manger,
People being friends with strangers,
And helping every needy soul.

I’m praying for a Christ Christmas
Just like it was that holy night.
May your days be filled with God’s light
And may all your Christmases have Christ.

May God fill your life with all the treasures that are hid in Christ, as you do your part to openly make Him known to others!

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Tue, 11 Oct 2011 06:42:47 -0700 Ann Arbor Foreclosure Rate Decreases According to CoreLogic Releases New Foreclosure Data http://media.missycaulk.com/ann-arbor-foreclosure-rate-decreases-accordin http://media.missycaulk.com/ann-arbor-foreclosure-rate-decreases-accordin

CoreLogic Ann Arbor, MI Real Estate News and Trends
October 11, 2011A real estate report by CoreLogic on home sales, price trends and foreclosure activity

Contact: 
Lori Guyton · (901) 277.6066 · lguyton@cvic.com
More Information about CoreLogic can be found at CoreLogic.com

FORECLOSURE ACTIVITY

Foreclosure Rates in Ann Arbor Decrease

mapForeclosure rates in Ann Arbor have decreased for the month of July over the same period last year, according to newly released data from CoreLogic.

The CoreLogic data reveals that Ann Arbor area foreclosures among outstanding mortgage loans is 1.51 percent for the month of July 2011, a decrease of 0.09 percentage points compared to July of 2010 when the rate was 1.60 percent.* Foreclosure activity in Ann Arbor is lower than the national foreclosure rate which was 3.44 percent for July 2011, representing a 1.93 percentage point difference.

Also in Ann Arbor, the mortgage delinquency rate has decreased. According to CoreLogic data for July 2011, 4.06 percent of mortgage loans were 90 days or more delinquent compared to 4.96 percent for the same period last year, representing a decrease of 0.90 percentage points.*

* Data and percentage point differences are rounded to the nearest tenth and may appear to affect calculations.

Location90+ Day Delinquency Rate July 201190+ Day Delinquency Rate July 2010Percentage Point Change in 90+ Day Delinquency RateForeclosure Rate July 2011Foreclosure Rate July 2010Percentage Point Change in Foreclosure Rate
Michigan6.68%7.98%-1.30%2.35%2.57%-0.22%
Ann Arbor, MI4.06%4.96%-0.90%1.51%1.60%-0.09%
US7.20%7.89%-0.69%3.44%3.20%0.24%

Source: CoreLogic.

Ann Arbor, MI90+ Day Delinquency RateForeclosure Rate
July 20114.06%1.51%
June 20114.10%1.48%
May 20114.10%1.47%
April 20114.25%1.49%
March 20114.41%1.60%
February 20114.66%1.72%
January 20114.75%1.83%
December 20104.79%1.85%
November 20104.78%1.74%
October 20104.83%1.63%
September 20104.95%1.65%
August 20104.93%1.64%
July 20104.96%1.60%
June 20104.97%1.51%
May 20105.02%1.48%
April 20105.13%1.42%
March 20105.25%1.46%
February 20105.38%1.46%

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Fri, 07 Oct 2011 08:52:00 -0700 Denard Robinson’s Twitter Was Hacked, Likely By His (Ex) Girlfriend Who Called the Michigan QB a “Liar and Manipulator” | The Big Lead http://media.missycaulk.com/denard-robinsons-twitter-was-hacked-likely-by http://media.missycaulk.com/denard-robinsons-twitter-was-hacked-likely-by

Denard Robinson’s Twitter Was Hacked, Likely By His (Ex) Girlfriend Who Called the Michigan QB a “Liar and Manipulator”

College Football, Twitter TheBigLead October 6th. 2011, 12:56pm

Denard Robinson, Michigan’s talented QB, hadn’t tweeted since September 20th. Then, this morning, a flurry of bizarre tweets from his account hit the web and his number of followers soared.

Robinson’s girlfriend (ex?) hacked his account (see below). She dropped many allegations about how the QB changed as a person and cheated on her. The female (unnamed) admitted to hacking Robinson’s account and LOL’d about it. Men everywhere (married guys, included) – your girlfriend/jump-off/wife/fiancee should not have any of your pivotal passwords (email, Facebook, twitter, etc). Kindly remedy this, now.

The tweets have been deleted (it looks like Robinson just deleted his account and started over), but they were up long enough for the world to see. For Robinson, it probably felt like getting pantsed in gym class, and struggling to pull up your boxers. Here’s a screen grab:

68 Responses to “Denard Robinson’s Twitter Was Hacked, Likely By His (Ex) Girlfriend Who Called the Michigan QB a “Liar and Manipulator””

  • Rookie mistake by him. Shocked that he would “cheat”. Just shocked.

  • 2
    Some Random Old Dude Says:
    October 6th, 2011 at 12:58 PM

    “Reap what you sew” indeed.

    Hell hath no fury, etc.

  • For those who watch Workaholics:
    In the newest episode…was the scene of the three guys in the car cranking it hilarious? Or was it unfunny?

    My buddy and I are arguing about this, and I need an outside reference.

    /Note: I was the one that laughed uncontrollably

  • 4
    sportsdork Says:
    October 6th, 2011 at 1:00 PM

    Another person who improperly says “I can/could care less”. Sigh.

  • Seems like a cool chick.

  • Looks like his password got intercepted.

  • The female (unnamed)

    You’re better than this, TBL. I demand to immediately know her name and have a link to her Facebook page.

  • I can care less

    reap what you sew

    who you use to be

    I don’t think she is an English major.

  • So this was Rich Rod right?

  • Looks like his password got intercepted.

    +1 underthrown ball

  • Seems like a cool chick.

    Not really.

  • So this was Rich Rod right?

    this is actually really funny. +1.

  • This must be Ohio State’s fault, right Duff?

  • 14
    wilhelmreems Says:
    October 6th, 2011 at 1:05 PM

    I don’t think she is an English major.

    sad thing is there were some people in my college class who graduated with a major in english and a minor in literature who still wrote like this.

  • Looks like his password got intercepted.

    You did it wrong. Should have been:

    Looks like his pass got
    *puts on sunglasses*
    intercepted

  • Men everywhere (married guys, included) – your girlfriend/jump-off/wife/fiancee should not have any of your pivotal passwords (email, Facebook, twitter, etc). Kindly remedy this, now.

    If your Facebook or Twitter accounts are considered “pivotal”, then you have bigger fish to fry.

  • This must be Ohio State’s fault, right Duff?

    My guess is that it’s the karmic fallout from playing that night game.

  • Classic sorry you thought we were serious late g-chat message.

  • In the newest episode…was the scene of the three guys in the car cranking it hilarious? Or was it unfunny?

    I was cracking up.

  • Men everywhere (married guys, included) – your girlfriend/jump-off/wife/fiancee should not have any of your pivotal passwords (email, Facebook, twitter, etc). Kindly remedy this, now.

    If your Facebook or Twitter accounts are considered “pivotal”, then you have bigger fish to fry.

    This. Facebook and Twitter are pivotal passwords? Yeesh.

    Also, girlfriends, one night stands, friends with benefits, etc. should have no passwords, ‘pivotal’ or otherwise. Wives, why not? What do you care?

  • For those who watch Workaholics:
    In the newest episode…was the scene of the three guys in the car cranking it hilarious? Or was it unfunny?

    My buddy and I are arguing about this, and I need an outside reference.

    Another vote for funny.

  • Anyone know the name of the chick that played the temp on Workaholics?

  • Cheating on your girlfriend is weak. Just break up with her and move on the the next chick. Keeps shit like this (or much worse) from happening.

    /chicks are crazy

  • Wives, why not? What do you care?

    I think it’s that if she wants it or has to have it because of some trust issue that’s the problem.

  • I was just fucking them girls! I was gonna be right back!

  • 26
    KingGrizz Says:
    October 6th, 2011 at 1:14 PM

    I would love to see the responses from his followers. I’m sure it was a great combination of confusion and hilarity.

  • 27
    traderjack21 Says:
    October 6th, 2011 at 1:15 PM

    hey Vlad, I’m happy with the Sabres choice for captain. I would have given it to Pomm or Vanek so it works for me.

  • It’s not really ‘hacking’ if you type in 3 or 4 passwords before getting access.

    123456
    password
    qwerty
    shoelace

  • 29
    cracker jack Says:
    October 6th, 2011 at 1:16 PM

    Also, girlfriends, one night stands, friends with benefits, etc. should have no passwords, ‘pivotal’ or otherwise. Wives, why not? What do you care?

    Yup. I know my hubby’s email password, not cause I asked for it, but because he asked me to look up something for him once. Its not like I spy on it. But yeah, crazy college girlfriends, probably not a good idea. I bet his password was something stupid like ‘shoelaces’ anyway.

  • Ahh, a scorned jersey chaser.

  • I think it’s that if she wants it or has to have it because of some trust issue that’s the problem.

    Ah, that does make sense. If she’s berating you for it because she doesn’t trust you, that would be a problem. The context of this post seemed to be more ‘don’t give it to her because bitches be crazy.’

    My wife has all of mine because they’re all the same and actually important passwords (banking, etc.) are ones we share and I gave it to her to look up stuff.

  • It’s not really ‘hacking’ if you type in 3 or 4 passwords before getting access.

    123456
    password
    qwerty
    shoelace

    getmoney
    $$$$
    chu chu

  • Yup. I know my hubby’s email password, not cause I asked for it, but because he asked me to look up something for him once. Its not like I spy on it. But yeah, crazy college girlfriends, probably not a good idea. I bet his password was something stupid like ‘shoelaces’ anyway.

    There ya go. The Wife has been given mine on several occassions to do the same. But she’s never asked to have access.

  • 34
    KingGrizz Says:
    October 6th, 2011 at 1:18 PM

    FYI — If you google “Denard Robinson Girlfriend” on the first page of images are both Tate Forcier and A.C. Slater.

  • 35
    Triston27 Says:
    October 6th, 2011 at 1:18 PM

    HUMANIZE HER!!!

  • Ah, that does make sense. If she’s berating you for it because she doesn’t trust you, that would be a problem. The context of this post seemed to be more ‘don’t give it to her because bitches be crazy.’

    My wife has all of mine because they’re all the same and actually important passwords (banking, etc.) are ones we share and I gave it to her to look up stuff.

    I make them unnecessarily complicated so she can never remember them.

    /my skeletons are locked in the closet

  • I bet his password was something stupid like ‘shoelaces’ anyway.

    You are giving him too much credit. I bet his password was ‘denard’.

  • 38
    johndewar Says:
    October 6th, 2011 at 1:20 PM

    Men everywhere (married guys, included) – your girlfriend/jump-off/wife/fiancee should not have any of your pivotal passwords (email, Facebook, twitter, etc). Kindly remedy this, now

    Unless vows have been exchanged, there is no reason to ever give your passwords to anyone you’re involved with.

  • 39
    guinnessgirl13 Says:
    October 6th, 2011 at 1:20 PM

    123456

    “That’s the same combination as my luggage”

    /veal

  • I make them unnecessarily complicated so she can never remember them.

    I bet it’s hard for humans to remember and easy for computers to guess.
    http://xkcd.com/936/

  • 41
    Ty_Webb 1.0 Says:
    October 6th, 2011 at 1:23 PM

    Yup. I know my hubby’s email password, not cause I asked for it, but because he asked me to look up something for him once. Its not like I spy on it. But yeah, crazy college girlfriends, probably not a good idea. I bet his password was something stupid like ‘shoelaces’ anyway.

    I call bullshit

  • I think this certainly falls under lack of institutional control. Get on it, NCAA.

  • For those who watch Workaholics:
    In the newest episode…was the scene of the three guys in the car cranking it hilarious? Or was it unfunny?

    HILARIOUS.

  • I think this certainly falls under lack of institutional control. Get on it, NCAA.

    Definitely another example of Failure to Monitor.

  • “That’s the same combination as my luggage”

    She already had a nose job, it was a sweet 16 gift.

  • 46
    Gaseous Clay Says:
    October 6th, 2011 at 1:26 PM

    my wife doesn’t fuck with my shit.

  • Bolland is out for our opener, Vlad. Another year of depth down the middle biting Chicago in the ass. I hope it’s not his back. Thankfully we open against Dallas and they’re terrible.

  • I bet it’s hard for humans to remember and easy for computers to guess.
    http://xkcd.com/936/

    /furiously changes 12 passwords

  • 49
    Gaseous Clay Says:
    October 6th, 2011 at 1:29 PM

    I bet it’s hard for humans to remember and easy for computers to guess.
    http://xkcd.com/936/

    /furiously changes 12 passwords

    that stupid cartoon is right, though. It makes you add things numbers and symbols and capital letters. You can’t use a 4 word phrase like that, because you need to have an ampersand in there for “security” reasons. It’s asinine.

  • Thankfully we open against Dallas and they’re terrible.

    We get the Sens! NHL scheduling is the worst, the worst. Sucks about Bolland. You must be thrilled that the majority of analysts are picking the Hawks to win it all :)

  • For those who watch Workaholics:
    In the newest episode…was the scene of the three guys in the car cranking it hilarious? Or was it unfunny?

    My buddy and I are arguing about this, and I need an outside reference.

    Funny. Especially when the one dude was just stripping down and then grabbed like a handful of car wax

  • I’ve heard mostly Sharks, Capitals and Penguins. I even saw something today picking Nashville to win the Central. The fuck?

  • 53
    traderjack21 Says:
    October 6th, 2011 at 1:31 PM

    I don’t think Penguins have a shot unless Crosby comes back

  • michigan man!

  • 55
    Wally's World Says:
    October 6th, 2011 at 1:32 PM

    I’ve heard mostly Sharks, Capitals and Penguins. I even saw something today picking Nashville to win the Central. The fuck?

    That is messed up… Nashville?

  • SC

    Did you hear that the Red Wings are too old?

  • I gotta buddy who cheats on his baby moms all the time but doesn’t delete numbers/lock his phone/even make attempts to not get caught. She’s hacked into his Facebook a half dozen times and airs their entire dirty laundry. And I don’t know why, but it’s comical.

  • I don’t think Penguins have a shot unless Crosby comes back

    Byslma is the best coach(Sorry Babs). They have Malkin and it’s not like Crosby was unstoppable either of the back 2 back years they made it to the SCF.

  • Unless vows have been exchanged, there is no reason to ever give your passwords to anyone you’re involved with.

    I’ve been married for four months now and I don’t know any of my wife’s passwords or anything security related and same for her and my stuff. We like it that way.

  • For those who watch Workaholics:
    In the newest episode…was the scene of the three guys in the car cranking it hilarious? Or was it unfunny?

    My buddy and I are arguing about this, and I need an outside reference.

    Eh, I thought it was moderately funny.

  • 61
    traderjack21 Says:
    October 6th, 2011 at 1:37 PM

    Byslma is the best coach(Sorry Babs). They have Malkin and it’s not like Crosby was unstoppable either of the back 2 back years they made it to the SCF

    Shhhhhhh. Don’t inject reason into my wishes.

  • /furiously changes 12 passwords

    I suggest lastpass or keepass to store your passwords. If storing your passwords online makes you feel uneasy, download TrueCrypt(free) and store all your sensitive info in an encrypted partition that even the FBI can’t crack.

  • have an ampersand in there for “security” reasons. It’s asinine.

    Sucks when I’d come off a long hoolihan only to realize I had to changed my work password 2 millions brain cells ago and can’t figure out which letter is capitalized. Used to happen monthly until I paid the it guy a visit explaining how both ares lives will be easier if you fuck off with that.

  • I suggest lastpass or keepass to store your passwords. If storing your passwords online makes you feel uneasy, download TrueCrypt(free) and store all your sensitive info in an encrypted partition that even the FBI can’t crack.

    I just have ‘em all memorized. Bring it, FBI.

  • Wife doesn’t have my passwords, I don’t have hers, and nothing could be finer!

  • She’s like the Steve Jobs of angry cheated-on chicks in the social media age.

    /too soon?
    //the reference to her role as innovator, not being dead. I presume she’s alive

  • Be For real… HE’S NOT MARRIED TO HER! What vows have been broken? She needs to get over it and move on!

  • 68
    roger from oz Says:
    October 7th, 2011 at 9:50 AM

    She was hanging on to him and hoping to cash in. She’s a slut ho bitch.

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Fri, 07 Oct 2011 04:45:00 -0700 36 Hours in Ann Arbor, Mich. http://media.missycaulk.com/36-hours-in-ann-arbor-mich http://media.missycaulk.com/36-hours-in-ann-arbor-mich
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Reblog from the New York Times

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Wed, 05 Oct 2011 16:43:00 -0700 Those who stay will be SuperFans - The Michigan Daily http://media.missycaulk.com/those-who-stay-will-be-superfans-the-michigan http://media.missycaulk.com/those-who-stay-will-be-superfans-the-michigan
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Wed, 05 Oct 2011 10:42:36 -0700 Join us for the Blue and Green Tailgate Event! http://media.missycaulk.com/join-us-for-the-blue-and-green-tailgate-event http://media.missycaulk.com/join-us-for-the-blue-and-green-tailgate-event


Join us next Friday, October 14th!

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Sun, 02 Oct 2011 14:13:00 -0700 Michigan climbs to No. 12 in AP poll with 5 victories without having to leave the Big House - The Washington Post http://media.missycaulk.com/michigan-climbs-to-no-12-in-ap-poll-with-5-vi http://media.missycaulk.com/michigan-climbs-to-no-12-in-ap-poll-with-5-vi
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Thu, 29 Sep 2011 15:58:49 -0700 Ann Arbor Board of Realtors Hosts a Chili Cook Off http://media.missycaulk.com/ann-arbor-board-of-realtors-hosts-a-chili-coo http://media.missycaulk.com/ann-arbor-board-of-realtors-hosts-a-chili-coo

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Ann Arbor Area Board of REALTORS®
 Chili Cook-Off
  Put your chili to the test, or come enjoy and
  vote for your favorite!

  Members and their adult family only, please
  Monday, Oct. 24 - 3 to 5 p.m.
  Wolverine State Brewing Co. Tap Room, 2019 W. Stadium, Ann Arbor (behind Great
  Lakes Cycling and next to Big George's).

  Special Pricing on Brews - 15 oz. for $3 (multiple selections available)

  All revenue (admission and contestant entry fees) are donations to support RPAC II
  (REALTORS® Ballot Issue Committee)

  Please use the links below to register. 

Join the Fun
Register to attend today!

Join us at Wolverine State Brewing Co.
Vote for Your Favorite!
 
Admission $5 (RPAC donation)
All Attendees will vote for the best Chili in a People's Choice Award!

Join the Fun! Sign up today!

Download the registration form:
www.AAABoR.com/downloads/rpac/2011/chiliAttendee.doc

(form can be completed on line and printed for signature)

Think Your Chili's Pretty Hot?
Be A Chili Contestant!
 Chili Peppers
Bring your winning ingredients to the table (no commercially prepared chili, please).

Download the contestant form:
www.AAABoR.com/downloads/rpac/2011/chiliContestant.doc
(form can be completed online and printed for signature)
Sponsor This Event!

A pot of Chili

Be a Chili Cook Off Sponsor!
 A $100 donation to support RPAC II and you will receive sponsorship status!

Benefits Include:
Recognition in all promotional materials for the event, and on AAABoR.com.
Mark Your Calendars!
Oct. 24 - 3 to 5 p.m. at:
Wolverine State Brewing
Wolverine Crest

2019 W Stadium Blvd
Ann Arbor, Michigan 48103
(behind Great Lakes Cycling and next to Big George's)

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Thu, 29 Sep 2011 15:56:54 -0700 Ann Arbor Market Data http://media.missycaulk.com/ann-arbor-market-data http://media.missycaulk.com/ann-arbor-market-data

Housing Statistics Last 12 Months to present-1.xls Download this file


Missy Caulk

Keller Williams
Associate Broker

Graduate Real estate Institute 
 GRI

Certified Internet Professional
  e-PRO

Cell 734-216-2822
Fax 734-864-1545




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Thu, 29 Sep 2011 15:55:56 -0700 Facebook Ads Newsletter http://media.missycaulk.com/facebook-ads-newsletter http://media.missycaulk.com/facebook-ads-newsletter
Facebook
The Facebook Post
 
  A new kind of profile and a new class of apps
 
  At the f8 developer conference, we announced a set of products that help people and their friends connect to the things they care about in even deeper ways. Timeline, a new kind of profile, allows people to tell the story of their life and share the things they do on their favorite websites and apps. This will enable businesses that have Facebook apps to connect with people and their friends in even more relevant ways. Watch the keynote presentations here and read a summary of the announcements here.  

 
  Optimize your Facebook pages for search
 
  Our one-pager on optimizing your Facebook pages for search offers three simple steps that will increase engagement and visibility for your business. Facebook is one of the easiest pages to rank at the top when people search for your business, yet few businesses are currently optimizing their Facebook pages for search.  

  Creatives Talk Live: Creativity and the brain
 
  Ever wonder where creativity comes from or how to maximize your own creativity? Watch the latest Creative Talks Live to find out. Dr. Robert Bilder, Chair of Creativity Research at UCLA's Semel Institute, discusses how technology can help spur creativity. He also shares some tips on making campaigns more social, like giving people reasons to interact with each other.  

 
FACEBOOK CASE STUDY
 
  Artlog: The social platform that enables people to connect with each other around art started using Facebook Ads to drive ticket sales for its “art crawls,” or after-hours events at galleries and museums. Facebook targeting lets the company easily reach its core audience, including people who have liked the galleries and museums where it actually holds its events. As a result, Artlog is seeing a return on investment of more than 2.5X, with every $75 spent on ads generating $200 in ticket sales. For the full story, read the case study.

Click here to submit your own success story.

 

  RESOURCES

 
 

TIP OF THE MONTH

Connecting regularly with your customers on Facebook can increase awareness of your company’s products or services among people who already love your business. To maximize engagement, we recommend that you post two to three times a week to start. You can further boost awareness of your products or gain new fans by running Facebook Ads.

Go to your Ads Manager


WEBINAR CENTER

Become an expert with the Facebook Ads Webinar Center
Our Webinar Center provides you with on-demand tutorials to help you develop successful Facebook Ads for your business.

Visit the Webinar Center

IN THE NEWS

Facebook is the dominant social network for SMBs
eMarketer reports that SMB marketers are more than twice as likely to use Facebook than other social networks.

New Facebook profile deepens engagement with fans
The Los Angeles Times reports that the introduction of Timeline makes Facebook a stronger media hub.

Consumers say they like Facebook best for reaching out to businesses
HubSpot reports that 80 percent of people who use social media say they prefer using Facebook to communicate with businesses.

For more tips, case studies and product updates, please visit
Facebook for Business.

If you do not wish to receive this type of email from Facebook in the future, please click here to unsubscribe.
Facebook, Inc. P.O. Box 10005, Palo Alto, CA 94303.

 

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Fri, 23 Sep 2011 16:24:00 -0700 Request More Information about Custom Triangle IDX Search Solutions http://media.missycaulk.com/request-more-information-about-custom-triangl http://media.missycaulk.com/request-more-information-about-custom-triangl
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Love these guys!

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Fri, 23 Sep 2011 05:27:00 -0700 Michigan Wolverines lean on longtime equipment manager - ESPN http://media.missycaulk.com/michigan-wolverines-lean-on-longtime-equipmen http://media.missycaulk.com/michigan-wolverines-lean-on-longtime-equipmen
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Wed, 21 Sep 2011 11:51:00 -0700 This is what happens when Facebook changes its layout - The Oatmeal http://media.missycaulk.com/this-is-what-happens-when-facebook-changes-it http://media.missycaulk.com/this-is-what-happens-when-facebook-changes-it
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Wed, 21 Sep 2011 11:37:00 -0700 Blog | Congress Puts Housing Market in Peril with Lower FHA Loan Limits http://media.missycaulk.com/blog-congress-puts-housing-market-in-peril-wi http://media.missycaulk.com/blog-congress-puts-housing-market-in-peril-wi

Without Congressional action before the end of the month, FHA loan limits are set to fall to the same levels they were at before the housing meltdown, which could send another jolt through an already ailing housing market just when the recovery can least afford it.

For more than 75 years, the FHA has made home ownership a reality for millions of creditworthy Americans who don’t make the cut for a traditional bank loan. For example, FHA offers qualified home buyers financing with as little as a 3.5% down payment and a credit score as low as 580, allowing borrowers who take an FHA-backed mortgage to pay a premium of roughly 1% annually. Borrowers with nontraditional credit histories may also be eligible for maximum financing.

Since the collapse of the subprime mortgage bubble, the program has played a substantial role stabilizing the housing market. In an effort to boost liquidity in the market, Congress wisely raised the FHA loan-limit caps to $729,750.

Allowing the loan limits to now drop to $625,500 from $729,750 in certain areas will squeeze qualified home owners out of the market. Loan limits vary based on the median home price in an area, which is also going to drop from 125% of median to 115%. This reduction will affect people taking out much smaller loans as well. In fact, the new limits will affect 669 U.S. counties in 42 states.

Leading housing groups have already noticed the potential impact if Congress does nothing. Applications for mortgages between $625,500 and $729,750 fell 34% in August, says the Mortgage Bankers Association. In 2010 alone, lenders originated $30 billion in loans for properties in this bracket. This represents a sizeable chunk of the market that needs to remain intact. We’re more than three years into the housing slump and home sales remain weak, and yet Congress is putting the housing market in further peril.

During a Senate Banking Committee hearing, housing experts warned against reducing the limits until the market bounces back. Even Mark Zandi, chief economist for Moody’s Analytics, who originally supported allowing the limits to expire, told The Wall Street Journal this isn’t a good time for the government to stop helping home owners. “Given what’s happening in the housing market and the economy, I think that’s an error,” Zandi said.

Fortunately, a bipartisan group of representatives, led by Rep. Gary Ackerman (D-NY), has proposed a short-term extension of the limits. “Without the current limits, fewer mortgages would be eligible for the guarantees provided by Fannie Mae, Freddie Mac, and the Federal Housing Administration,” Ackerman wrote.

Urging the House Appropriations Committee to attach the measure to a stop-gap funding bill, the group hopes the provision passes before the end of the month. If the short-term extension is passed, Congress can see if the housing market improves. It would be preferable for Congress to extend the current limits for two years, but this short-term measure would bring some stability to the market.

If the extension isn’t passed, there’s no reason to believe that the private sector is going to step up and provide reasonably priced, long-term, fixed-rate mortgages. The nation has been waiting for banks to start making loans for more than two years now. Without a free market alternative prepared to step up, this is an incredibly risky time for the government to step out of the housing market.

What do you think about the FHA loan limits potentially lapsing while home sales are struggling?

Once again...this will hurt Ann Arbor home buyers.

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